I don't much link to (or read, for that matter) Kos any more, but this is just too good not to pass along.
Once again, this really is quite simple. Insurance companies aren't actually in health care business. They are in the insurance business. Their mission in life isn't to provide health care to people, but instead to generate profits off of the system that provides health care to people. Given, however, that the mechanism they use for generating these profits is funding, they must by both definition and necessity do everything they possibly can to avoid paying out money whenever possible. This is the logic of a for-profit health care system. Cost, not health, becomes the overriding concern.
The rest of the world has already figured this out. We, however, worship at the alter of markets. For us this problem isn't actually a problem at all. It is a feature, not a bug. The sooner everyone realizes this, the sooner things will change.
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